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For UAE Citizens

Emirati Government Benefits

Comprehensive guide to government services, grants, and benefits available exclusively to UAE citizens.

Important: This page is specifically for UAE Citizens (Emiratis). Benefits listed are provided by the UAE government and require UAE citizenship. Always verify eligibility requirements with the respective government authority.

Housing Support

Housing & Land Grants

Government programs to help Emiratis own their homes

Sheikh Zayed Housing Programme

What: Federal housing assistance for UAE citizens including housing loans, land grants, and maintenance grants.

Eligibility:

  • UAE citizen
  • 21 years or older
  • Married or previously married with children
  • Monthly income within specified limits
  • Not received housing assistance before

Benefits: Housing loans up to AED 800,000, land grants, construction grants

Visit Official Website →

Mohammed bin Rashid Housing Establishment (Dubai)

What: Dubai-specific housing authority providing land, housing loans, and ready-made houses for Dubai citizens.

Programs:

  • Land allocation for building
  • Ready-made government housing
  • Housing loans with favorable terms
  • Maintenance and renovation grants

Visit Official Website →

Abu Dhabi Housing Authority

What: Provides housing solutions for Abu Dhabi citizens including land grants, housing loans, and residential units.

Services:

  • Residential land allocation
  • Government housing units
  • Housing loans and grants
  • Maintenance support

Visit Official Website →

How to Apply for Housing

  1. Register online through the respective housing authority website
  2. Submit required documents: Emirates ID, family book, salary certificate, proof of residence
  3. Wait for assessment - applications are reviewed based on priority criteria
  4. Receive allocation - land or housing assigned based on availability
Marriage Support

Marriage Fund (Wedding Grant)

Financial support for UAE citizens getting married

Marriage Fund (Sanid)

The Marriage Fund was established to support and encourage marriage among UAE nationals by providing financial grants to help cover wedding expenses.

Grant Amount

  • Standard Grant: Up to AED 70,000
  • Amount varies based on circumstances and emirate
  • Additional support may be available for special cases

Eligibility Requirements

  • Both parties must be UAE citizens
  • First marriage (or special circumstances for subsequent)
  • Groom must be at least 21 years old
  • Bride must be at least 18 years old
  • Income within specified limits
  • Not previously received marriage grant

How to Apply

  1. Apply through the Marriage Fund website or app
  2. Submit required documents (Emirates ID, family book, marriage contract)
  3. Attend interview if required
  4. Receive grant approval and disbursement

Visit Marriage Fund Website →

Wedding celebration
Education

Government Scholarships

Educational opportunities funded by the UAE government

Ministry of Education Scholarships

What: Full scholarships for Emirati students to study at top universities locally and abroad.

Coverage:

  • Full tuition fees
  • Monthly stipend
  • Accommodation allowance
  • Travel expenses
  • Health insurance

Visit MOE Website →

ADEK Scholarships (Abu Dhabi)

What: Abu Dhabi Department of Education and Knowledge scholarships for Abu Dhabi citizens.

Programs:

  • Undergraduate scholarships
  • Postgraduate scholarships
  • Professional development programs
  • Study abroad opportunities

Visit ADEK Website →

Hamdan Bin Mohammed Scholarship (Dubai)

What: Dubai's premier scholarship program for outstanding Emirati students pursuing higher education.

Opportunities:

  • Higher education scholarships
  • Professional certifications
  • Training programs
  • Career development initiatives

Visit KHDA Website →

Khalifa University Scholarships

What: Full scholarships for Emiratis to study STEM subjects at Khalifa University.

Benefits:

  • 100% tuition coverage
  • Monthly stipend
  • Laptop allowance
  • Research opportunities

Visit Khalifa University →

SCO Scholarships

What: Supreme Council for National Security scholarships for strategic fields and national priorities.

Focus Areas:

  • Strategic and security studies
  • Advanced technology fields
  • National priority sectors
  • Specialized government roles

Contact through official government channels for applications.

ADIA Scholarship Program

What: Abu Dhabi Investment Authority scholarship program for Emiratis pursuing finance and investment education.

Highlights:

  • Focus on finance and investment
  • Top global universities
  • Full funding including living expenses
  • Career opportunities at ADIA post-graduation

Visit ADIA Website →

Financial Support

Debt Relief & Financial Assistance

Government initiatives to help citizens in financial difficulty

Zayed Charitable Foundation

What: Humanitarian organization providing financial assistance to UAE citizens in need.

Services:

  • Debt settlement assistance
  • Emergency financial aid
  • Medical expense support
  • Housing assistance
  • Educational support

Eligibility: UAE citizens facing genuine financial hardship

Visit Foundation Website →

Social Support Centers (Emirates)

What: Government social welfare centers in each emirate providing various forms of assistance.

Available Support:

  • Monthly financial assistance
  • Debt counseling services
  • Bank debt negotiation support
  • Emergency aid funds
  • Referrals to other support services

How to Access: Visit your local social support center or apply through government service portals

Dubai Courts Debt Settlement Initiative

For Dubai citizens struggling with debt, the Dubai Courts offers a mediation service to negotiate with creditors and create manageable repayment plans.

  • Free debt mediation services
  • Negotiation with banks and creditors
  • Restructuring of payment terms
  • Legal protection during settlement process

Visit Dubai Courts Website →

Additional Benefits

Other Government Services

More benefits available to UAE citizens

Pension & Social Security

UAE citizens working in government or private sector are entitled to pension benefits through GPSSA (federal) or local pension funds.

Healthcare

Free or subsidized healthcare at government hospitals and clinics for UAE citizens. Enhanced health insurance coverage through Thiqa (Abu Dhabi) or similar programs.

Utility Subsidies

Reduced rates on electricity and water for UAE citizens. Additional support available for low-income families.

Business Support

Khalifa Fund and other initiatives provide grants, loans, and support for Emirati entrepreneurs starting businesses.

Job Placement (NAFIS)

NAFIS program supports private sector employment for Emiratis with salary top-ups, training, and job matching services.

Senior Citizen Benefits

Additional support for elderly citizens including increased pensions, free healthcare, and social care services.

How to Access Your Benefits

Most government services can be accessed through unified digital platforms:

Digital Government Portals

  • UAE PASS: Unified digital identity for accessing all government services
  • UAEPASS App: Mobile access to government services
  • Emirate-specific portals: Dubai Now, TAMM (Abu Dhabi), etc.

Required Documents

  • Emirates ID
  • Family Book (Khulasat Al Qaid)
  • Passport copy
  • Salary certificate (for financial assistance)
  • Bank statements (for debt relief programs)

Service Centers

Visit Amer centers, Tas'heel, or emirate-specific service centers for in-person assistance with applications.

UAE government services